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Middle Child Syndrome
By Jen Monroe People often laugh at the term or phrase “Middle child syndrome” but as a middle child myself, I can tell you this phenomenon really does exist! Even at the age of 30, I still find myself...
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Is it covered?
By Ken Kukral Over my 27 year career in insurance one of the most common questions I have received is the question on “is it covered?”. I get asked this question when: - After a claim has happened...
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A wee bit of Irish Folklore
By Cathy Thurber My favorite non-religious holiday is here – St. Patrick’s Day! Now, I’m Irish every day (noted by my red hair, freckles and temper) but I truly love to celebrate the wearin’ o’ the...
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A Rainy Day Playlist
By Jen Monroe Spring is quickly approaching, which means in most places so is the rain. Being from Cleveland, the rain is actually a welcomed change from the snow we’ve been blasted with over the last...
View ArticleStarting insurance enhancement discussions with your clients
By Ken Kukral One of the things I like most about being a Certified Insurance Counselor (CIC) is that once a year I get to go to an “update” class. They usually go through the ISO changes to the main...
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How Old is Too Old?
By Cathy Thurber The Tooth Fairy is not real! We finally have no more believers in our household that a small fairy comes to take your baby teeth back up to heaven. My nearly 11-year old son at long...
View ArticleDoes your insured have a duty to read their policy?
By Ken Kukral Much like the argument that ignorance of the law does not excuse you for breaking the law, a recent court decision in NY eroded that defense a bit recently. I read an article on this and...
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Boy Band Believer
By Cathy Thurber A text from me to my 15-year old daughter: “That moment when you leave the car running in order to hear the end of a One Direction song playing. And you’re 40 years old.” God help me....
View ArticleWhat limits should I carry?
By Ken Kukral With the recent disaster in West Texas the debate has surfaced on what limits should an account carry? Having only one million limits for a hazardous risk is now being labeled as...
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Living “Screen Free” for a week
By Jen Monroe I read recently, that some elementary schools have their students make a pledge to stay “Screen Free” for one week, meaning no TV, Computers, Video Games or games on cell phones for one...
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Clean Eating for Dirty Bodies
By Cathy Thurber I follow a lot of serious fitness people on Instagram. One thing I’ve noticed is that so many of them talk about “clean eating.” Being as I need to really shed some pounds myself,...
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Twitter- More Than Just Basic Social Media
By Jen Monroe In 2009, when I originally signed up for Twitter, I did it for the sole reason that celebrities and influential people/ brands in the US were talking about it. Mostly, I wanted to see...
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Infographic: Ideas to Stay Healthy In the Workplace
Click to enlarge for some ideas for a Healthy Workplace! Share on Facebook
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But I have never written an account like that!
By Ken Kukral Having over 27 years of insurance experience under my belt, I feel like I still have a lot to learn. I try to learn everything I can about different kinds of risks and different coverage...
View ArticleFirst Look. What does an underwriter look for in their initial look at a new...
By Ken Kukral I believe my success as a broker goes hand in hand with the empathy I have with my underwriters. I try to look at accounts as if I was in their shoes and anticipate what they are going...
View ArticleMe vs My Age
By Cathy Thurber Getting old SUCKS. Things just don’t work the same, even when I expect them to. Case in point, a few weeks ago I was playing a softball game with my co-ed team when I had a wonderful...
View ArticleBack to certificates again.
By Ken Kukral Having to issue certificates of insurance is a normal activity in most agencies. Especially of you are weighted towards commercial lines. We don’t get paid to do them but it is part of...
View ArticleWe’ll miss you, Jean
by Cathy Thurber Soon – very soon – a good friend of mine will be leaving to go back home. Jean is, in fact, a good friend to most of us here at IEA. While I will truly miss her every day, I’m so...
View ArticleCarrier Rating Downgrade Handling
By Ken Kukral It seems that lately there have been a few rating downgrade by AM Best. It is my own personal opinion that their reluctance to downgrade a carrier from an A- to the B’s (B++, B+, B or...
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Library Love
By Cathy Thurber Libraries – they are my favorite place. When I walk into a library I immediately relax. I just love the smell of books. I like to be able to wander the stacks and find something...
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